DiscountSwipe
Free Analysis Products How It Works Savings Calc FAQ vs Square/Clover Contact 📅 Book Now
📍 San Francisco, CA
DiscountSwipe
✦ 0% Processing ✦ Next Day Funding ✦ No Contracts

Accept Cards. Zero Fees. Keep 100%.

Your local PayBotX registered agent in the USA. We set up your business with pro-grade terminals and a 100% legal cash discount program that eliminates every processing fee — legally, in all 50 states.

★★★★★ 5-star rated
|
🏦 ISO of Global Payments & Fiserv
|
🔒 PCI DSS Compliant
DiscountSwipe
0% Processing Program
USA
Average Monthly Savings
$1,400+
per merchant, per month
No Transaction Fees
No Junk Fees — Ever
Next Day Funding
Same-Day Approval
No Contracts · Cancel Anytime
EMV + Contactless Ready
Get My Free Savings Analysis →
0% Processing Fees
Next Day Funding
Same-Day Approval
No Contracts
Seamless · Secure · Swift
USA
17,000+ Merchants
PCI DSS Compliant
Clover · PAX · Dejavoo · Valor
0% Processing Fees
Next Day Funding
Same-Day Approval
No Contracts
Seamless · Secure · Swift
USA
17,000+ Merchants
PCI DSS Compliant
Clover · PAX · Dejavoo · Valor
$0
Monthly Processing Fees
$1,400+
Avg. Monthly Savings
100%
of Every Sale — Yours
24–48 hrs
Setup & Approval
All 50
States Served
Trusted By Businesses

Businesses That Trust DiscountSwipe

Real local businesses saving with our 0% processing program.

Express Muffler & Lube
📍 Riverhead, NY

More businesses joining every month — be the next one →

Free Savings Analysis

See How Much You Could Save

Fill out the form and Jeremy will personally review your current processing costs and show you exactly how much you'll save — usually within the same business day.

💰

Eliminate All Fees

We show you line by line what you're currently paying and how we eliminate every fee.

Same-Day Response

Jeremy reviews your info personally and reaches out the same business day by phone or text.

🔒

No Obligation

No contracts, no commitment. The analysis is completely free with zero pressure.

🚀

Setup in 24–48 Hours

Once you're ready, equipment ships and your account is active within 24–48 hours.

Free Business Analysis Request

Provide your details to receive a tailored analysis and recommendations.

$
%

Your information is secure and will never be shared with third parties.

PayBotX Equipment Lineup

Best-in-Class Payment Hardware

As your local PayBotX registered agent, DiscountSwipe offers the industry's most trusted terminals and POS systems — all pre-configured for 0% cash discount processing.

Best Seller
PAX A920 Pro payment terminal — cash discount ready
PAX Technology
PAX A920 Pro
Pearl-white Android SmartPOS with 5.5" HD touchscreen, all-touch interface, built-in thermal printer, 4G/WiFi, NFC contactless.
NFC/TapEMV Chip4G/WiFiPrinterCash Discount
Cash Discount
Dejavoo Z11 countertop terminal — dual pricing ready
Dejavoo Systems
Dejavoo Z11
Countertop terminal with color touchscreen, full physical keypad, thermal printer, and cash discount support.
Color DisplayThermal PrinterWiFiEthernetNFC
Valor VP550 Android POS terminal — 0% processing
Valor
Valor VP550
Reliable Android POS terminal with large touchscreen, NFC contactless, built-in receipt printer, and full cash discount support.
Android POSNFCEMVCash Discount
Most Popular
Clover Station Duo POS system for restaurants and retail
Clover
Clover Station Duo
14" merchant screen + customer-facing display, built-in printer, cash drawer. The powerhouse for restaurants and busy retail.
Dual ScreenInventoryReportingApp Market
Clover Mini and Clover Flex POS for cafes and salons
Clover
Clover Mini + Flex
Compact 8" countertop Mini paired with the portable Flex handheld — perfect for cafes, salons, and tableside service.
CompactTablesideTip ScreenReceipts
Heavy Duty
Dejapay Pro POS system for restaurants
Dejapay
Dejapay Pro POS
Enterprise restaurant POS with table management, kitchen display, online ordering, and built-in cash drawer.
Table MgmtKDSOnline OrdersMulti-Location
Portable
Dejavoo Z8 wireless terminal for food trucks and field service
Dejavoo Systems
Dejavoo Z8 Wireless
Portable handheld with full keypad, long battery, built-in printer. Perfect for table-side, food trucks, and field service.
WirelessLong BatteryEMVTap to Pay
New
PAX A920 Max Android terminal — larger screen
PAX Technology
PAX A920 Max
Larger 6.56" HD Android terminal with faster processor, customer-facing display option, and built-in printer. Maximum performance.
6.56" ScreenNFC4G/WiFiPrinter
Dejavoo P8 wireless terminal — cash discount processing
Dejavoo Systems
Dejavoo P8
Wireless terminal with full keypad and large screen. Reliable cash discount processing for any merchant environment.
WirelessFull KeypadNFCCash Discount
🌐
USAePAY Gateway
Secure online payment gateway for eCommerce, virtual terminal, and recurring billing. Integrates with major shopping carts and CRMs.
  • eCommerce & Shopping Cart Integration
  • Recurring Billing & Subscriptions
  • Virtual Terminal for Phone Orders
  • PCI DSS Level 1 Compliant
📧
Online Invoicing
Send branded invoices with one-click payment links. Clients pay instantly — funds arrive next business day.
  • Branded Invoice Templates
  • One-Click Pay Links
  • Auto Payment Reminders
  • Next Day Funding
📱
Mobile Payments
Accept payments anywhere with Bluetooth card reader. Tap, chip, or swipe — for contractors and field professionals.
  • iPhone & Android Compatible
  • Bluetooth Card Reader
  • Tap to Pay on iPhone
  • Real-Time Transaction Alerts
🛒
Online Ordering
Commission-free online ordering for restaurants and retailers. Add to your website or Google listing instantly.
  • Zero Commission Platform
  • QR Code Menu & Ordering
  • Delivery + Pickup Options
  • Syncs with POS System

All equipment ships within 24–48 hrs of approval. Tax & shipping added to final invoice.

Request Equipment Quote →
📍 San Francisco Bay Bridge
The DiscountSwipe Method

Traditional vs 0% Processing

Recent law changes let businesses pass a small service fee to cardholders while rewarding cash payers with a discount. You keep every dollar.

❌ Traditional Processing
Processing Fee2.7%–3.5%
Customer PaysNothing (you do)
You Receive~96% of sale
Monthly FeesUp to $199/mo
ContractsYes, with penalties
96%
of your sale after fees
✅ DiscountSwipe 0% Processing
Service Fee (auto)3.99% → cardholder
Customer PaysSmall fee, keeps rewards
You Receive100% of every sale
Monthly Fees$0.00
ContractsNone — cancel anytime
100%
of every sale — yours
The Process

How It Works

Four simple steps to permanently eliminate processing fees.

💸
01

Bye-Bye Fees

Our software auto-incorporates fees into each sale and passes the small service charge to the cardholder — legally and seamlessly.

💵
02

Cash is King

Cash customers receive a 3.99% discount — rewarding them and encouraging more cash flow through your business.

🍕
03

A Bigger Slice

You keep 100% of every transaction. Month-end processing statement: $0.00 in fees — guaranteed.

🪧
04

Signs of the Times

We provide compliant point-of-purchase signage that clearly explains the program to your customers.

Zero Fees — For Real

Every Fee Eliminated

See exactly what traditional processors charge — and what DiscountSwipe wipes out.

Fee Type
Traditional
DiscountSwipe
Interchange Fee
2%–4% of gross
$0.00
Transaction Fee
$0.05–$0.25
$0.00
Authorization Fee
$0.05–$0.25
$0.00
Statement Fee
$5–$10/mo
$0.00
Monthly Minimum
$25–$50/mo
$0.00
Termination Fee
$295–$500
$0.00
Other Junk Fees
Up to $199/mo
No junk fees
Free Savings Calculator

How Much Will You Save?

Drag the sliders or type your numbers to see your real savings with DiscountSwipe.

$
$5k$200k+
%
1.5%4%+
$ per txn
$0.00$0.95
e.g. Square = $0.10 · Stripe = $0.30 · First Data = $0.05–$0.25 · None = $0.00
$870
Currently Paying
$870
Monthly Savings
$10,440
Annual Savings
Lock In My Savings →
Who Qualifies

Built for Every Business

If you accept credit cards, DiscountSwipe works for you.

🍽️

Restaurants & Bars

Stop losing 3% on every table. Table-side payments, online ordering, kitchen displays.

🛍️

Retail Stores

Boutiques, convenience stores, clothing shops — keep every dollar.

💇

Salons & Spas

Hair, nail, massage, tattoo — eliminate fees and upgrade checkout.

🔧

Auto & Home Services

HVAC, plumbing, auto repair — big-ticket payments, zero fees.

🏥

Healthcare & Wellness

Clinics, dentists, chiropractors — secure and fee-free processing.

🏗️

Construction & Trades

Contractors save thousands per month on large invoice processing.

Cafes & Bakeries

High transaction volume means fees add up fast — zero them out.

🏋️

Fitness & Gyms

Memberships, classes, personal training — zero processing costs.

🛒

eCommerce

Online store? Our gateway eliminates per-transaction fees too.

Why Merchants Switch

DiscountSwipe vs Square, Clover, Toast & Stripe

See exactly why thousands of businesses are switching away from Square, Clover, Toast, and Stripe — and keeping thousands more every month.

Feature ✦ DiscountSwipe
0% Program
Square Clover Toast Stripe
Processing Fee $0.00 2.6% + $0.10 2.3%–2.6%+ 2.49%–3.5% 2.7% + $0.05
Monthly Software Fee $0.00 $0–$60/mo $14.95–$114/mo $69–$165/mo $0
Transaction Fee $0.00 $0.10/txn $0.10/txn $0.15/txn $0.05/txn
Contracts / Lock-in None — cancel anytime Month-to-month 3-year contract 2-year contract Month-to-month
Early Termination Fee $0.00 $0 Up to $500 Up to $1,000 $0
Next-Day Funding ✓ Standard 1–2 business days 1–3 business days 1–2 business days 2 business days
Chargeback Fee $0.00 $15/chargeback $25/chargeback $15/chargeback $15/chargeback
Account Holds / Freezes Dedicated rep — no surprises Common, no warning Rare Rare Common, no warning
Local Human Support ✓ Direct with Jeremy Call center only Reseller support Call center only Email / chat only
Cash Discount / 0% Program ✓ Built-in, pre-configured ✗ Not available Limited add-on ✗ Not available ✗ Not available
ISO of Major Processor Global Payments & Fiserv Sutton Bank First Data/Fiserv Chase Paymentech Multiple banks
Est. cost on $30k/mo volume $0 / month ~$790/mo ~$805/mo ~$912/mo ~$815/mo
Switching from Square?
Save ~$790/mo
Get free Square comparison →
Switching from Clover?
Save ~$805/mo
Get free Clover comparison →
Switching from Toast?
Save ~$912/mo
Get free Toast comparison →
Switching from Stripe?
Save ~$815/mo
Get free Stripe comparison →

Why do merchants switch? Square, Clover, Toast, and Stripe take 2.5%–3.5% of every single sale — forever. DiscountSwipe's compliant cash discount program legally passes that fee to card-paying customers, so merchants keep 100% of every transaction. No contracts. No junk fees. No surprises.

Compare My Statement →
Common Questions

Frequently Asked Questions

Everything you need to know about 0% processing and how DiscountSwipe works.

Is the 0% processing fee program legal? +
Yes — 100% legal in all 50 states. The cash discount / dual pricing program operates under the Durbin Amendment and complies with all Visa, Mastercard, Amex, and Discover card network rules. Compliant ADA-accessible signage is provided with every deployment so your customers are always clearly informed.
How does the cash discount program actually work? +
A small service fee (up to 3.99%) is automatically applied at point of sale for card-paying customers. Cash customers receive a corresponding discount of the same amount. The terminal handles this automatically — no manual adjustments. The result: you pay $0 in processing fees and keep 100% of every sale.
Will my customers be upset about the fee? +
Most businesses see little to no pushback. Gas stations have used dual pricing for decades — customers understand. Compliant signage is placed at the entrance and point of sale so there are no surprises at checkout. Many customers simply pay with cash to save the fee, which actually improves your cash flow.
Are there any contracts or cancellation fees? +
No contracts and no cancellation fees — ever. You can cancel at any time with no penalties. There are also no monthly minimums, no statement fees, no junk fees of any kind.
Who is DiscountSwipe and what is PayBotX LLC? +
DiscountSwipe is a registered sales agent for PayBotX LLC, which is an ISO (Independent Sales Organization) of Global Payments (NYSE: GPN) and Fiserv (NYSE: FI) — two of the world's largest payment processors. This means you get enterprise-grade processing reliability with the personalized service of a local agent.
How quickly can I get set up? +
Same-day approval is available in most cases. Once approved, equipment ships within 24–48 hours. Setup and activation is fast — most merchants are live and processing in under two days from first contact.
What types of businesses qualify? +
Any business that accepts credit cards can qualify — restaurants, retail stores, salons and spas, auto shops, medical offices, contractors, cafes, gyms, convenience stores, eCommerce, and more. The program works best for businesses with average tickets over $10 and moderate-to-high card volume.
📍 Riverhead, NY
Get Started Today

Ready to Start Saving?

Fill out the free analysis form and Jeremy will personally get back to you the same business day. Seamless · Secure · Swift.

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